30 Easy Punjabi Bank Vocabulary For You!

Punjabi bank vocabulary

Did you know that the Punjabi banking system has a rich and fascinating history? From its early roots in the ancient Indus Valley civilization to the vibrant modern-day financial institutions, banking has played a crucial role in the region’s economic development. With a unique blend of cultural diversity and entrepreneurial spirit, Punjab has become a hub for financial transactions and banking services. In this article, we delve into the world of Punjabi bank vocabulary, exploring the terminology and phrases commonly used in the industry.

Are you a financial professional looking to expand your linguistic skills? Or simply curious about the intricacies of Punjabi banking? Either way, this guide will provide you with essential insights and key phrases that will enable you to navigate the Punjabi banking landscape with confidence.

List Of Punjabi Bank Vocabulary

Here is a list of basic Punjabi words related to banking along with their English meanings.

Bank Branchਬੈਂਕ ਸ਼ਾਖਾBaiṅka śākhā
Account Typeਖਾਤਾ ਕਿਸਮKhātā kisama
Account Numberਖਾਤਾ ਸੰਖ੍ਯਾKhātā sakhyā
Account Informationਖਾਤਾ ਜਾਣਕਾਰੀKhātā jāṇakārī
Savings Accountਬਚਤ ਖਾਤਾBacata khātā
Current Accountਚਾਲੂ ਖਾਤਾCālū khātā
Cash Purchaseਨਕਦ ਖਰੀਦੀNakada kharīdī
Security Codeਸੁਰੱਖਿਆ ਕੋਡSurakhi’ā kōḍa
Debit Cardਡੈਬਿਟ ਕਾਰਡḌaibiṭa kāraḍa
Credit Cardਕਰੇਡਿਟ ਕਾਰਡKarēḍiṭa kāraḍa
Money Transferਮਨੀ ਟਰਾਂਸਫਰManī ṭarānsaphara
Loan Documentsਕਰਜ਼ੇ ਦੇ ਦਸਤਾਵੇਜ਼Karazē dē dasatāvēza
Interest Rateਵਿਆਜ ਦਰVi’āja dara
Exchange Rateਐਕਸਚੇਂਜ ਦਰAikasacēn̄ja dara
Foreign Currency Accountਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਖਾਤਾVidēśī mudarā khātā
Convenience Feeਸੁਵਿਧਾ ਫੀਸSuvidhā phīsa
Public Sector Bankਸਰਕਾਰੀ ਬੈਂਕSarakārī baiṅka
Private Sector Bankਪ੍ਰਾਈਵੇਟ ਬੈਂਕPrā’īvēṭa baiṅka
Co-operative Bankਸਹਿਕਾਰੀ ਬੈਂਕSahikārī baiṅka
Punjabi bank vocabulary

The Banking System In Punjab

The banking system of Punjab is a crucial component of the state’s economy, which is primarily based on agriculture. Punjab is known as the ‘Granary of India’ because it is one of the leading agricultural states in the country. The banking system plays a vital role in supporting the agricultural sector and facilitating economic growth in Punjab.

Agriculture is the backbone of Punjab’s economy, with farmers relying on banks for financial assistance. Punjab’s banks offer various agricultural loans to farmers, such as crop loans, farm equipment loans, and land development loans. These loans enable farmers to purchase seeds, fertilizers, machinery, and other essential inputs for their agricultural activities. They also provide financial support during the cropping season, when farmers need funds for cultivation and maintenance.

Cooperative banks play a significant role in Punjab’s agricultural banking system. These banks are owned and operated by groups of individuals, often farmers themselves, who come together to provide banking services to their members. Cooperative banks understand the specific needs and challenges faced by farmers and offer tailored financial solutions. They provide crop loans at subsidized interest rates and flexible repayment options, keeping in mind the seasonal nature of agricultural income.

Apart from agricultural banking, Punjab’s banking system also caters to other sectors of the economy. Public sector banks, private sector banks, and regional rural banks provide a wide range of services to individuals, businesses, and industries in the state. They offer savings accounts, current accounts, fixed deposits, loans, and investment options.

Punjab’s banking system has embraced technological advancements to enhance accessibility and convenience for customers. Online banking, mobile banking, and ATM facilities have gained popularity, allowing individuals to perform different forms of banking transactions anytime, anywhere. These digital services enable farmers and other customers to check account balances, transfer funds, pay bills, and access banking services remotely.

Punjabi bank vocabulary

Basic Punjabi Phrases Related To Banking

Here are 10 basic banking and bank-related phrases in the Punjabi language, along with their English meanings.

#1 I Want To Open A New Account

Translation: Maiṁ ika navāṁ khātā khōlaṇā cāhudā hāṁ (ਮੈਂ ਇਕ ਨਵਾਂ ਖਾਤਾ ਖੋਲਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)

#2 In Which Branch Is My Account Opened?

Translation: Mērā khātā kisa śākhā vica khōl’hi’ā gi’ā hai? (ਮੇਰਾ ਖਾਤਾ ਕਿਸ ਸ਼ਾਖਾ ਵਿੱਚ ਖੋਲ੍ਹਿਆ ਗਿਆ ਹੈ?)

#3 I Want To Make A Deposit In My Bank Account

Translation: Maiṁ āpaṇē khātē vica paisē jamhā karavā’uṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਖਾਤੇ ਵਿੱਚ ਪੈਸੇ ਜਮ੍ਹਾ ਕਰਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)

#4 I Want To Make A Withdrawal From My Savings Account

Translation: Maiṁ āpaṇē bacata khātē tōṁ paisē kaḍhavā’uṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਬਚਤ ਖਾਤੇ ਤੋਂ ਪੈਸੇ ਕਢਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)

#5 I Wish To Apply For A Credit Card

Translation: Maiṁ kraiḍiṭa kāraḍa la’ī arazī dēṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਖਾਤੇ ਵਿੱਚ ਪੈਸੇ ਜਮ੍ਹਾ ਕਰਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)

Punjabi bank vocabulary

#6 Can I Use My Credit Card Abroad?

Translation: Kī maiṁ vidēśa vica āpaṇā kraiḍiṭa kāraḍa varata sakadā/sakadī hāṁ? (ਕੀ ਮੈਂ ਵਿਦੇਸ਼ ਵਿੱਚ ਆਪਣਾ ਕ੍ਰੈਡਿਟ ਕਾਰਡ ਵਰਤ ਸਕਦਾ/ਸਕਦੀ ਹਾਂ?)

#7 I Want To Take A Loan

Translation: Maiṁ karazā laiṇā cāhudā hāṁ (ਮੈਂ ਕਰਜ਼ਾ ਲੈਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)

#8 Am I Eligible For A Personal Loan?

Translation: Kī maiṁ nijī karazē la’ī yōga hāṁ? (ਕੀ ਮੈਂ ਨਿੱਜੀ ਕਰਜ਼ੇ ਲਈ ਯੋਗ ਹਾਂ?)

#9 I Want To Apply For A New Passbook

Translation: Maiṁ navīṁ pāsabuka la’ī apalā’ī karanā cāhudā hāṁ (ਮੈਂ ਨਵੀਂ ਪਾਸਬੁੱਕ ਲਈ ਅਪਲਾਈ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹਾਂ)

#10 I Would Like To Request A Bank Statement

Translation: Maiṁ baiṅka saṭēṭamaiṇṭa la’ī bēnatī karanā cāhāṅgā (ਮੈਂ ਬੈਂਕ ਸਟੇਟਮੈਂਟ ਲਈ ਬੇਨਤੀ ਕਰਨਾ ਚਾਹਾਂਗਾ)

Wrapping Up

The banking system of Punjab serves as a catalyst for the state’s economic growth by supporting the agricultural sector and providing financial services to various segments of the economy. It plays a crucial role in ensuring the financial stability and prosperity of Punjab’s residents, businesses, and industries.

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