Did you know what a bank branch is called in Punjabi? It is called bank shaakha, one of the many banking related terms that you’ll be learning in this article on Punjabi bank vocabulary. And this article isn’t only meant for finance and banking professionals looking to expand their linguistic skills.
Even if you are someone curious to expand your Punjabi language skills, this guide will provide you with essential insights and key phrases that will enable you to navigate the Punjabi banking landscape with confidence. So, let’s get going!
Table Of Contents
How Do You Say Bank In Punjabi?
In Punjabi, bank is simply known as bank (ਬੈਂਕ) because it is a borrowed term or a loanword in Punjabi from the English language.
List Of Punjabi Bank Vocabulary
Now, first and foremost, let’s straight away get to the crux of the matter. Here is a list of basic Punjabi words related to banking along with their English meanings.
| English | Punjabi | Pronunciation |
|---|---|---|
| Bank | ਬੈਂਕ | Bank |
| Bank Branch | ਬੈਂਕ ਸ਼ਾਖਾ | Bank śākhā |
| Account | ਖਾਤਾ | Khātā |
| Account Type | ਖਾਤਾ ਕਿਸਮ | Khātā kisama |
| Account Number | ਖਾਤਾ ਸੰਖ੍ਯਾ | Khātā sakhyā |
| Account Information | ਖਾਤਾ ਜਾਣਕਾਰੀ | Khātā jāṇakārī |
| Savings Account | ਬਚਤ ਖਾਤਾ | Bacata khātā |
| Current Account | ਚਾਲੂ ਖਾਤਾ | Cālū khātā |
| Deposit | ਜਮ੍ਹਾ | Jamhā |
| Withdrawal | ਕਢਵਾਉਣਾ | Kaḍhavā’uṇā |
| Money | ਪੈਸਾ | Paisā |
| Passbook | ਪਾਸਬੁੱਕ | Pāsabuka |
| Loan | ਕਰਜ਼ਾ | Karazā |
| Cheque | ਚੈਕ | Caika |
| Teller | ਟੈਲਰ | Ṭailara |
| Cash Purchase | ਨਕਦ ਖਰੀਦੀ | Nakada kharīdī |
| ATM | ਚੂੰਕਾਰ | Cūkāra |
| PIN | ਪਿੰਨ | Pina |
| Security Code | ਸੁਰੱਖਿਆ ਕੋਡ | Surakhi’ā kōḍa |
| Debit Card | ਡੈਬਿਟ ਕਾਰਡ | Ḍaibiṭa kāraḍa |
| Credit Card | ਕਰੇਡਿਟ ਕਾਰਡ | Karēḍiṭa kāraḍa |
| Money Transfer | ਮਨੀ ਟਰਾਂਸਫਰ | Manī ṭarānsaphara |
| Loan Documents | ਕਰਜ਼ੇ ਦੇ ਦਸਤਾਵੇਜ਼ | Karazē dē dasatāvēza |
| Interest Rate | ਵਿਆਜ ਦਰ | Vi’āja dara |
| Exchange Rate | ਐਕਸਚੇਂਜ ਦਰ | Aikasacēn̄ja dara |
| Foreign Currency Account | ਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਖਾਤਾ | Vidēśī mudarā khātā |
| Convenience Fee | ਸੁਵਿਧਾ ਫੀਸ | Suvidhā phīsa |
| Public Sector Bank | ਸਰਕਾਰੀ ਬੈਂਕ | Sarakārī baiṅka |
| Private Sector Bank | ਪ੍ਰਾਈਵੇਟ ਬੈਂਕ | Prā’īvēṭa baiṅka |
| Co-operative Bank | ਸਹਿਕਾਰੀ ਬੈਂਕ | Sahikārī baiṅka |
Basic Punjabi Phrases Related To Banking
Here are 10 basic banking and bank-related phrases in the Punjabi language, along with their English meanings.
1. I Want To Open A New Account
Translation: Maiṁ ika navāṁ khātā khōlaṇā cāhudā hāṁ (ਮੈਂ ਇਕ ਨਵਾਂ ਖਾਤਾ ਖੋਲਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)
2. In Which Branch Is My Account Opened?
Translation: Mērā khātā kisa śākhā vica khōl’hi’ā gi’ā hai? (ਮੇਰਾ ਖਾਤਾ ਕਿਸ ਸ਼ਾਖਾ ਵਿੱਚ ਖੋਲ੍ਹਿਆ ਗਿਆ ਹੈ?)
3. I Want To Make A Deposit In My Bank Account
Translation: Maiṁ āpaṇē khātē vica paisē jamhā karavā’uṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਖਾਤੇ ਵਿੱਚ ਪੈਸੇ ਜਮ੍ਹਾ ਕਰਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)
4. I Want To Make A Withdrawal From My Savings Account
Translation: Maiṁ āpaṇē bacata khātē tōṁ paisē kaḍhavā’uṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਬਚਤ ਖਾਤੇ ਤੋਂ ਪੈਸੇ ਕਢਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)
5. I Wish To Apply For A Credit Card
Translation: Maiṁ kraiḍiṭa kāraḍa la’ī arazī dēṇā cāhudā hāṁ (ਮੈਂ ਆਪਣੇ ਖਾਤੇ ਵਿੱਚ ਪੈਸੇ ਜਮ੍ਹਾ ਕਰਵਾਉਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)
6. Can I Use My Credit Card Abroad?
Translation: Kī maiṁ vidēśa vica āpaṇā kraiḍiṭa kāraḍa varata sakadā/sakadī hāṁ? (ਕੀ ਮੈਂ ਵਿਦੇਸ਼ ਵਿੱਚ ਆਪਣਾ ਕ੍ਰੈਡਿਟ ਕਾਰਡ ਵਰਤ ਸਕਦਾ/ਸਕਦੀ ਹਾਂ?)
7. I Want To Take A Loan
Translation: Maiṁ karazā laiṇā cāhudā hāṁ (ਮੈਂ ਕਰਜ਼ਾ ਲੈਣਾ ਚਾਹੁੰਦਾ ਹਾਂ)
8. Am I Eligible For A Personal Loan?
Translation: Kī maiṁ nijī karazē la’ī yōga hāṁ? (ਕੀ ਮੈਂ ਨਿੱਜੀ ਕਰਜ਼ੇ ਲਈ ਯੋਗ ਹਾਂ?)
9. I Want To Apply For A New Passbook
Translation: Maiṁ navīṁ pāsabuka la’ī apalā’ī karanā cāhudā hāṁ (ਮੈਂ ਨਵੀਂ ਪਾਸਬੁੱਕ ਲਈ ਅਪਲਾਈ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹਾਂ)
10. I Would Like To Request A Bank Statement
Translation: Maiṁ baiṅka saṭēṭamaiṇṭa la’ī bēnatī karanā cāhāṅgā (ਮੈਂ ਬੈਂਕ ਸਟੇਟਮੈਂਟ ਲਈ ਬੇਨਤੀ ਕਰਨਾ ਚਾਹਾਂਗਾ)
The Banking System In Punjab
The banking system of Punjab is a crucial component of the state’s economy, which is primarily based on agriculture. Punjab is known as the ‘Granary of India’ because it is one of the leading agricultural states in the country. The banking system plays a vital role in supporting the agricultural sector and facilitating economic growth in Punjab.
Agriculture is the backbone of Punjab’s economy, with farmers relying on banks for financial assistance. Punjab’s banks offer various agricultural loans to farmers, such as crop loans, farm equipment loans, and land development loans. These loans enable farmers to purchase seeds, fertilizers, machinery, and other essential inputs for their agricultural activities. They also provide financial support during the cropping season, when farmers need funds for cultivation and maintenance.
Cooperative banks play a significant role in Punjab’s agricultural banking system. These banks are owned and operated by groups of individuals, often farmers themselves, who come together to provide banking services to their members. Cooperative banks understand the specific needs and challenges faced by farmers and offer tailored financial solutions. They provide crop loans at subsidized interest rates and flexible repayment options, keeping in mind the seasonal nature of agricultural income.
Apart from agricultural banking, Punjab’s banking system also caters to other sectors of the economy. Public sector banks, private sector banks, and regional rural banks provide a wide range of services to individuals, businesses, and industries in the state. They offer savings accounts, current accounts, fixed deposits, loans, and investment options.
Punjab’s banking system has embraced technological advancements to enhance accessibility and convenience for customers. Online banking, mobile banking, and ATM facilities have gained popularity, allowing individuals to perform different forms of banking transactions anytime, anywhere. These digital services enable farmers and other customers to check account balances, transfer funds, pay bills, and access banking services remotely.
FAQs About Punjabi Bank Vocabulary
What Are The 8 Words Related To Bank In Punjabi?
Here are eight words related to “bank” in Punjabi:
- Bank – Bank (ਬੈਂਕ)
- Account – Khaata (ਖਾਤਾ)
- Amount – Rakam (ਰਕਮ)
- Interest – Biaaj (ਬਿਆਜ)
- Deposit – Jamaah (ਜਮ੍ਹਾਂ)
- Cash – Nakad (ਨਕਦ)
- Loan – Karaz (ਕਰਜ਼)
- Cheque – Check (ਚੈਕ)
What Is 100 Called In Punjabi?
In Punjabi, the numeral 100 is called sau (ਸੌ).
How Do You Say 86 In Punjabi?
In Punjabi, the numeral 86 is called chhiaasi (ਛਿਆਸੀ). It is pronounced as chhi-aa-si.
Wrapping Up
The banking system of Punjab serves as a catalyst for the state’s economic growth by supporting the agricultural sector and providing financial services to various segments of the economy. It plays a crucial role in ensuring the financial stability and prosperity of Punjab’s residents, Punjab’s businesses, and industries.
Explore More Punjabi Vocabulary And Phrases
Now, did you find this article on Punjabi vocabulary helpful? To peruse similar articles, head to Ling – the best language-learning platform that you can lay your hands upon. On the Ling Punjabi blog, you’ll find innumerable articles – free to access – on different Punjabi topics that’ll not only help you learn Punjabi vocabulary and phrases but also introduce you to the cultural context in Punjabi.
